Scamming Methods/Ways of Scams
Scammers employ various methods for phone call scams, with the most popular ones detailed below:
- "Can You Hear Me?" Scam: In this type of scam, scammers typically ask a simple question like, "Can you hear me?" When you respond with a "yes," they record your voice and use it for unauthorized charges on bills and credit cards. If you receive such calls, it is advisable not to answer questions or share any information with the callers.
- Free Vacations and Gifts Scam: Beware of scammers promising free trips and gifts. This is a relatively new method of scamming people. Scammers will ask for account or credit/debit card details, and you should avoid sharing any information as they may misuse it.
- Phishing/Technical Scams: Scammers employing this method offer fake or misleading technical issues with your devices. They then request your credit card details to download an antivirus program or troubleshoot your devices. It is crucial not to share any account or card-related details with anyone.
- Bank Loan Scams: These scams involve inquiries about overdue payments for previous loans, such as education loans, auto loans, home loans, or business loans. Banks advise loan consumers to ignore such scam calls and, for help or confirmation of loan payments and services, to visit authorized banks.
- Debt Collector Scams: Many individuals receive calls from scammers posing as debt collectors. It is recommended not to pay any attention to these calls and to refrain from sharing any information about bank accounts or other personal details.
- Credit Card Security Number Scams: Some scammers impersonate authorized bank employees and request your Credit Card Security Number. Do not share this number with anyone, as banks never ask for credit card details or security codes over the phone.
- IRS/Tax Scams: Citizens are strongly urged not to share any personal or official tax details with anyone. The IRS department never requests security numbers or codes over the phone.
How to Stop or Avoid Phone Scams and Texts?
Unknown Numbers
Do not answer calls from unknown or reported scam numbers. It is advisable to block or immediately hang up on such incoming calls.Answering Calls
Avoid taking calls where the caller requests you to share security codes, press buttons, or provide any other information. Such requests could be indicative of a scammer, so exercise caution.Governmental/Non-governmental Calls
Refrain from responding to inquiries, whether the call originates from the governmental or non-governmental sector. Instead, consider visiting the relevant office or contacting registered numbers for assistance.Use Call Blocking Apps
Inquire with the device manufacturer about the best call blocking apps or tools available for your specific device.Telemarketing Calls
To prevent calls from telemarketers, consider registering on the Do Not Call List.Voice Mail Account
To safeguard your home phone from hackers, establish a robust password for your voicemail account.Indian Scammer Numbers - Technical Support
Indian Scammer Numbers - IRS, CRA, SSA, & Cash Back Scams
Indian Scammer Numbers - Loan Forgiveness, Insurance, & Businesses