(406) 862-4400Harris Financial Services, Inc. offers financial advisory services concerning retirement plans meticulously tailored to suit the unique needs of each retiree, prioritizing financial security during their golden years. Among various concerns like social security, investments, and savings, healthcare emerges as a crucial necessity that could significantly impact personal finances. This pivotal consideration forms the cornerstone of retirement policy formulation. Retired employees or those nearing retirement can seek expert guidance and recommendations from Harris Retiree Services regarding healthcare coverage and other benefits. While benefits may vary depending on the employer, a foundational level of coverage is provided by every retirement plan. Flexible plans are available, offering members the following benefits:
Lifetime Financial Protection
A portion of each salary is deposited into the policy account, with these savings growing annually through monthly deposits and compound interest. Following retirement, clients can receive monthly payments for life, the amount contingent upon factors such as age, employer, and account balance.
Survivor Benefit
Clients can designate other family members or friends as beneficiaries. In the event of a client's death prior to retirement, enrolled beneficiaries receive lifelong monthly payments from the client's account, with no waiting period for benefits to commence.
Disability Benefit
Should a client become disabled due to accident or illness, rendering them unable to work, disability retirement benefits may be obtained. Eligibility for such benefits necessitates proof of permanent disability and inability to engage in any profession.
In addition to retirement plans, Harris Financial Services provides counseling across various areas:
Investment Tools
Recommendations are provided on securities such as Mutual Funds, Common & Preferred Stock, Bonds, etc.
Account Types
Features and privileges of Fee-based Accounts, Brokerage Accounts, Simple IRA Plans, etc. are explained in detail.
Financial Planning
Clients receive expert advice on retirement plans, 401(k) plans, wealth plans, etc.
Insurance:
Consultation is offered regarding Disability Income Insurance, Life Insurance, Long Term Care Insurance, Asset Protection, etc.